Frequently Asked Questions

How do mortgages work?

Mortgages basically work as a form of a loan. You borrow the money needed to purchase a house and pay back the money to the mortgage company over time.

What type of mortgage suits me best?

It's difficult to say which mortgage is best for you without knowing your financial history, take a look at our popular home loans page to decide which is best for you.

Do I need a good credit score to be approved?

With E-Mortgage4U.com you don't need great credit to get approved! We can work with bad credit so apply now!

What kind of rates do you offer?

The interest rates on your mortgage depend on many different factors, such as how large of a down payment you place and your financial history.

What will the closing costs be?

The closing costs on your mortgage are also dependent on several different factors, but we can tell you we have some of the lowest closing costs available!

How long does it take to be approved?

Applying through E-Mortgage4U is a very simple process and once we've verified all of your information, we'll contact you quickly about approval.

Is it safe to apply online?

Yes, it is safe to apply online with E-Mortgage4u! The security of your information is of the utmost importance to us.